Santa Monica, Calif., November 27, 2007 – LowerMyBills.com®, a part of Experian, today announced several suggestions to help consumers stay on budget and out of debt this holiday season. Holidays are often a time of overindulgence. From food to parties to gift giving, many people tend to go overboard. While consumers may accept that "'tis the season" for waistlines to expand, they should be wary of letting their debts expand as well. LowerMyBills.com offers some simple suggestions that may help consumers stay on budget without feeling like the GrinchTM.

"The holidays are a time for fun, friends and family," said Stephen Semprevivo, President of LowerMyBills.com. "But there is nothing fun about starting out the new year under a heap of new debts. Luckily, there are many easy steps consumers can take to make sure they stick to their budgets and avoid racking up holiday debt."

LowerMyBills.com offers the following suggestions that may help consumers keep more of their green and stay out of the red this holiday season:

1. Take a lesson from Scrooge and stick to a budget. Assess how much money is available to spend this year. Then decide how to spend it. Whether the priority is gift giving, traveling, throwing a party or something else, it is wise to map out a budget. Once the budget is in place, stick to it.
   
   
2. Do not rely on an employer playing Santa Claus. Because a holiday bonus may not be guaranteed, it is wise to create a holiday budget without factoring one in. That way, while not getting a bonus may be disappointing, it should not ruin any holiday plans. And if a bonus is received, it can be looked at as extra money to spend -- or, better yet, to put away in savings.
   
   
3. Keep spending from snowballing by carefully choosing a method of payment. Consumers who tend to put things on credit cards without thinking about having to pay the bill later might consider using cash instead, while consumers who prefer to use credit may be able to use their credit cards to help keep themselves mindful of their budgets. Putting all charges on a single card and then regularly checking that card's balance can give consumers a running tally of how much money they have spent. It also can help them catch fraudulent charges early.
   
   
4. Unwrap the gift of monthly savings. Consumers may find that a lower monthly rate on their mortgage, insurance or cell phone could free up money that could be put toward their holiday budgets. Sites like LowerMyBills.com can help consumers search across multiple service providers to find low rates on these and other monthly bills.
   
   
5. Make a list and check it twice. Avoid getting caught up in the frenzy of buying by making a detailed shopping list. Then do some comparison shopping to find the best deals. And remember, the mall is not the only option. Online comparison shopping sites like PriceGrabber.com® offer both convenience and savings to help find the right product from the right seller at the best price. Once the shopping has begun, stick to the list.

About LowerMyBills.com
LowerMyBills.com is part of Experian InteractiveSM and a premier, free online service for consumers to compare low rates on monthly bills and reduce the cost of living. LowerMyBills.com is the one-stop destination that offers savings through relationships with more than 500 service providers across multiple categories, including home loans, credit cards, auto and health insurance, and long-distance and wireless services. The company is based in Santa Monica, Calif. For more information, visit the company's Web site at www.LowerMyBills.com.

About Experian
Experian® is a global leader in providing information, analytical and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. Combining its unique information tools and deep understanding of individuals, markets and economies, Experian partners with organizations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage. For consumers, Experian delivers critical information that enables them to make financial and purchasing decisions with greater control and confidence. Clients include organizations from financial services, retail and catalog, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors.

Experian Group Limited is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. It has corporate headquarters in Dublin, Ireland, and operational headquarters in Costa Mesa, Calif., and Nottingham, UK. Experian employs approximately 15,500 people in 36 countries worldwide, supporting clients in more than 65 countries. Annual sales are in excess of $3.8 billion.

For more information, visit the Group's Web site on www.experiangroup.com.

Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein may be the trademarks of their respective owners.

Contact:
Danica Ross
LowerMyBills.com
310.998.6334
danica.ross@experian.com